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Meeting the Needs of Today’s Investors
Financial markets offer individual investors enormous growth potential. But markets are complex and managing your own portfolio takes a great deal of time and effort. That’s why a growing number of investors are delegating the daily management of their investments to professional managers who look after their daily interests, make decisions for them – without consulting them every time – and report regularly on portfolio performance. This approach is called discretionary management and it features a number of advantages.
Mutual funds are a first option to consider. Investing even as little as a few hundred dollars in such funds entitles you to have all or part of your portfolio managed by the management team for the fund or funds you have chosen
National Bank Financial also offers you Baskets and Private pools, designed for different investor profiles. Each of these options gives you the services of an investment expert who acts as an envoy to personally oversee your interests in the complex world of investing.
Baskets
"Baskets" are model portfolios designed by our Investment Committee, in which you can invest for a reasonable fee. With a single order to buy, you acquire a diversified selection of stocks. This innovative approach offers you the best of two worlds: you do not have to purchase stocks one at a time, or have to make do with units in a mutual fund, yet you enjoy the benefits of both. You also obtain considerable savings on transaction costs, and profit from professional management. National Bank Financial offers an assortment of baskets: Fixed Income Securities Baskets, Canadian Equity Baskets, U.S. Equity Baskets, International Equity Baskets, and Balanced Baskets.
Private Pools
Our Private Pools and Baskets are similar in the sense that they allow you to benefit from professional portfolio management at an affordable cost. However, with a purchase of a Private Pool, you will hold units therein rather than holding its securities directly. In this way, a Private Pool is much like a mutual fund. As an investor, you will also hold units of a Private Pool in your account. Considering that our Private Pools can meet a wide range of investment needs, they are a very versatile solution. Combining several Private Pools from our selection of fixed-income Private Pools, Canadian equity Private Pools, U.S. and international Private Pools, and multiple asset class Private Pools will allow you to construct a portfolio that is tailored to your needs.
Although Baskets and Private Pools both present similar fee structures and access to professional portfolio management, they are far from being identical, as each is used to address different investment needs. Your Investment Advisor remains your trusted source to help you determine which of the two options is best suited for you.
National Bank Financial Turnkey Solutions
Our Turnkey Solutions include two different services: the National Bank Financial Baskets and Private Pools Discretionary Management Program and the Ambassador Portfolio Service. For more information, please see the section on these services.
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